MERGERS AS A BUSINESS STRATEGY AND EFFICIENCY OF ISLAMIC BANKING IN INDONESIA IN FACING COMPETITIVE BUSINESS COMPETITION Authors Ahmad Ahmad Rima Elya Dasuki Muhammad Denni Muhammad Nasir Mursyid Yahya Henry Loupias Abstract - Downloads PDF Published 2021-08-02 Issue Vol. 1 No. 1 (2021): International Conference on Innovations in Social Sciences Education and Engineering (ICOISSEE) Section Articles