PENYUSUNAN PROPOSAL STUDI KELAYAKAN PENGEMBANGAN USAHA BAGI INDUSTRI KECIL DI DESA BABAKAN KECAMATAN CIPARAY KABUPATEN BANDUNG

Abstract

For Industry, capital availability is one important - yet intriguing aspect in business
development. Lack of capital has always been the main reason for stopping a business development - especially for small-scale industries. Capital generation through proposing certain loans is not preferable due to lack of confidence in paying it back from the business outcome / product sales outcome. This doubt has created a stagnant business system in the village. The loan system offered by banking organization was also not an option for the small business in the village. The reason was the unbearable burden of the loans refund to the bank. Little do they knew, that there are loan schemes from the bank which are reasonably affordable for small- scale business, as long as the business are firstly assessed in terms of its capability of making profits, hence its ability to return the bank loans. The small business owner in the village has not been familiar with the assessment which is included in a feasibility study for business - they did not know their business capability of making profit. Therefore, it is urgent that these small business owners understand the importance of the calculation of their business competency and their profit indication from the business. For the aforementioned necessities in the village, our community service provided a training to create a proper feasibility study proposal for the small business owners in the Babakan Village, Ciparay Subdistrict, Bandung Regency. The training will provide a substantial comprehension of the feasibility of a business and its development, the arrangement of a feasibility proposal for the business and also the accompaniment should there be any issues emerges. The proposal is expected to be a strong support for the business owner for proposing a bank loan or any loans. By creating the proposa, it is expected also that the small business owners understand their financial capability of the business and also the potential development from the business activity that they operate. In general, the understanding will improve their knowledge regarding the feasibility studies proposal which includes activity development and its impact, technology, human resource and also financial indications of their business.